Personal Savings

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Common Sense Savings

  • $100 minimum opening deposit
  • Maintain $100 balance to avoid $6.00 quarterly service fee
  • Interest paid on 100% of the current balance
  • Withdrawal and transfer limits apply.  You may make no more than six preauthorized withdrawals from your account per statement cycle, this includes internet transfers.  You may make unlimited in-person withdrawals.
  • $3.00 excess withdrawal fee for every transaction over six per statement cycle
  • Interest earned daily, credited quarterly
  • $5.00 Paper Statement Fee**
  • Imaged Statements / E-Statements Yes

*$5.00 early closing fee if the account is closed less than 30 days after opening. 

**No paper statement fee if enrolled in E-statements.

Certificate of Deposit

  • $500.00 minimum deposit
  • Term from seven days to five years
  • Interest compounded — on 100% of the balance, credit at maturity or annually
  • Interest may be paid monthly, quarterly, semi-annually, annually or at maturity, by check or direct deposit into another SSB account
  • No withdrawals allowed
  • Penalty for early withdrawals
  • Automatically renewable at the interest rate in effect for the term of C.D.

Money Market

  • $1,500 minimum opening deposit
  • Maintain a $1,500 daily balance to avoid $10.00 monthly service charge
  • Withdrawal and transfer limits apply. You may make no more than six preauthorized withdrawals from your account per statement cycle, this includes internet transfers. You may make unlimited in-person withdrawals.
  • Interest earned daily, credited monthly
  • Interest earned on 100% of the current balance
  • Variable interest earned on Tiered Basis
         $0.00 – $4,999.99
         $5,000.00 – $24,999.99
         $25,000.00 – $49,999.99
         $50,000.00 & over
  • Imaged Statements / E-Statements Yes
  • An excessive withdrawal fee of $10.00 per item over six
  • $5.00 Paper Statement Fee**

Gena M.

My experience with Southern States Bank has been exceptional. If you are looking for a partner and friend in your financial institution then you will find it in Southern States.

Justin M.

I went in to set up an account, 15 minutes later I was out the door. Jessica was a great help and very friendly.

Celeste G.

They always greet you with a smile and are very friendly. They are very professional, but treat you more like family than customers! I love this bank and would definitely recommend it to my friends!