Personal Savings

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Common Sense Savings

  • $100 minimum opening deposit
  • Maintain $100 balance to avoid $6.00 quarterly service fee
  • Interest paid on 100% of the current balance
  • Withdrawal and transfer limits apply.  You may make no more than six preauthorized withdrawals from your account per statement cycle, this includes internet transfers.  You may make unlimited in-person withdrawals.
  • $3.00 excess withdrawal fee for every transaction over six per statement cycle
  • Interest earned daily, credited quarterly
  • $5.00 Paper Statement Fee**
  • Imaged Statements / E-Statements Yes

*$5.00 early closing fee if the account is closed less than 30 days after opening. 

**No paper statement fee if enrolled in E-statements.

Certificate of Deposit

  • $500.00 minimum deposit
  • Term from seven days to five years
  • Interest compounded — on 100% of the balance, credit at maturity or annually
  • Interest may be paid monthly, quarterly, semi-annually, annually or at maturity, by check or direct deposit into another SSB account
  • No withdrawals allowed
  • Penalty for early withdrawals
  • Automatically renewable at the interest rate in effect for the term of C.D.

Money Market

  • $1,500 minimum opening deposit
  • Maintain a $1,500 daily balance to avoid $10.00 monthly service charge
  • Withdrawal and transfer limits apply. You may make no more than six preauthorized withdrawals from your account per statement cycle, this includes internet transfers. You may make unlimited in-person withdrawals.
  • Interest earned daily, credited monthly
  • Interest earned on 100% of the current balance
  • Variable interest earned on Tiered Basis
         $0.00 – $4,999.99
         $5,000.00 – $24,999.99
         $25,000.00 – $49,999.99
         $50,000.00 & over
  • Imaged Statements / E-Statements Yes
  • An excessive withdrawal fee of $10.00 per item over six
  • $5.00 Paper Statement Fee**

Gena M.

My experience with Southern States Bank has been exceptional. If you are looking for a partner and friend in your financial institution then you will find it in Southern States.

Justin M.

I went in to set up an account, 15 minutes later I was out the door. Jessica was a great help and very friendly.

Celeste G.

They always greet you with a smile and are very friendly. They are very professional, but treat you more like family than customers! I love this bank and would definitely recommend it to my friends!

Effective Monday, July 20, 2020, our lobbies will transition to appointment only until further notice. Please call your local branch for an appointment. Thank you for being a customer of Southern States Bank.

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