Personal Savings

Common Sense Savings
- $100 minimum opening deposit
- Maintain $100 balance to avoid $6.00 quarterly service fee
- Interest paid on 100% of the current balance
- Withdrawal and transfer limits apply. You may make no more than six preauthorized withdrawals from your account per statement cycle, this includes internet transfers. You may make unlimited in-person withdrawals.
- $3.00 excess withdrawal fee for every transaction over six per statement cycle
- Interest earned daily, credited quarterly
- $5.00 Paper Statement Fee**
- Imaged Statements / E-Statements Yes
*$5.00 early closing fee if the account is closed less than 30 days after opening.
**No paper statement fee if enrolled in E-statements.
Certificate of Deposit
- $500.00 minimum deposit
- Term from seven days to five years
- Interest compounded — on 100% of the balance, credit at maturity or annually
- Interest may be paid monthly, quarterly, semi-annually, annually or at maturity, by check or direct deposit into another SSB account
- No withdrawals allowed
- Penalty for early withdrawals
- Automatically renewable at the interest rate in effect for the term of C.D.
Money Market
- $1,500 minimum opening deposit
- Maintain a $1,500 daily balance to avoid $10.00 monthly service charge
- Withdrawal and transfer limits apply. You may make no more than six preauthorized withdrawals from your account per statement cycle, this includes internet transfers. You may make unlimited in-person withdrawals.
- Interest earned daily, credited monthly
- Interest earned on 100% of the current balance
- Variable interest earned on Tiered Basis
$0.00 – $4,999.99 |
$5,000.00 – $24,999.99 |
$25,000.00 – $49,999.99 |
$50,000.00 & over |
- Imaged Statements / E-Statements Yes
- An excessive withdrawal fee of $10.00 per item over six
- $5.00 Paper Statement Fee**