Personal Lending

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Auto Loans

We help you choose the best loan options. New and used vehicle financing available.

Boat & RV Loans

Ready to help you fund some fun!

Home Equity Lines of Credit

The lowest cost and most convenient way to borrow money. Speak with one of our lenders to see if a Home Equity Line of Credit makes sense for you

Personal Credit Cards

The Personal Credit Card lets you choose between a full 1% cash back, with no spending limit and no limit on rewards for qualifying purchases or the buying power of Platinum benefits. Both options come with a low spending rate and valuable card member benefits.

Platinum Benefits Card

  • No annual fee
  • Annual Percentage Rate (APR) based on Wall Street Journal Prime Rate
  • 0% intro APR on purchases for the first 7 billing cycles after account opening
  • Manage expenses 24/7 through servisfirstbank.cardmanager.com
  • Contactless and Mobile Wallet enabled

Cash Back Rewards Card

  • $35 annual fee
  • No cap on cash back; get 1% cash back on every dollar you spend
  • Annual Percentage Rate (APR) based on Wall Street Journal Prime Rate
  • Manage expenses 24/7 through servisfirstbank.cardmanager.com
  • 0% intro APR on purchases for the first 7 billing cycles after account opening
  • Contactless and Mobile Wallet enabled

Manage Your Expenses with our new and improved Card Management website

  • Receive real-time alerts on all purchases, select purchases, or when a card transaction is attempted but declined
  • View your purchases, add memos, and tag your purchases for easy tracking. 
  • Manage your card at your fingertips. Activate your card, set your card PIN, or report your lost/stolen cards. 
* Southern States Bank is not responsible for all credit decisions.

The Peace of Mind of Visa® Zero Liability

Please contact us with questions about this credit card or our other services.

CardValet®

Take advantage of managing your business or personal card on the go with our new Mobile app, CardValet®. This App allows you to manage your credit card anytime, anywhere, using your Mobile Device. The app is available on the App Store and Google Play.

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Gena M.

My experience with Southern States Bank has been exceptional. If you are looking for a partner and friend in your financial institution then you will find it in Southern States.

Justin M.

I went in to set up an account, 15 minutes later I was out the door. Jessica was a great help and very friendly.

Celeste G.

They always greet you with a smile and are very friendly. They are very professional, but treat you more like family than customers! I love this bank and would definitely recommend it to my friends!