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Personal Lending

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Auto Loans

We help you choose the best loan options. New and used vehicle financing available.

Boat & RV Loans

Ready to help you fund some fun!

Home Equity Lines of Credit

The lowest cost and most convenient way to borrow money. Speak with one of our lenders to see if a Home Equity Line of Credit makes sense for you

Personal Credit Cards

Visa Platinum Card

  • Low introductory rate
  • 0% Introductory APR for the first 12 billing cycles on purchases and balance transfers
  • Non-Rewards Card
  • No Annual Fee

Visa Bonus Rewards Card

  • Earn 1 point for every $1 you spend
  • Automatic 25% bonus on all points earned
  • No caps or limits, 2,500 bonus rewards points
  • 0% introductory APR for first 6 billing cycles
  • No Annual Fee

Visa Business Rewards PLUS Card

  • Earn 1 point for every $1 you spend
  • Automatic 50% bonus on all points earned
  • No caps or limits
  • 5,000 bonus rewards points
  • 0% introductory APR for the first 6 billing cycles
  • $50 Annual Fee

Cash Rewards American Express Card

  • 3% cashback on gas for first $6,000 in annual fuel spend
  • 2% cashback on supermarket purchases
  • 1% cashback on all other purchases
  • No limit on points you can earn
  • 2,500 bonus rewards points
  • Entertainment Access
  • 0% introductory APR for the first 6 billing cycles
  • No Annual Fee

Travel Rewards American Express Card

  • 3 points for every $1 spent on airline purchases
  • 2 points for every $1 spent on hotel and restaurant purchases
  • 1 point for every $1 spent on all other purchases
  • No caps or limits
  • 7,500 bonus points
  • Travel starting at just 25,000 points for one round trip airline ticket up to $325
  • Domestic Air Savings Program
  • No foreign transactions fees
  • 0% introductory APR for the first 6 billing cycles
  • $95 Annual Fee
* Southern States Bank is not responsible for all credit decisions.

Gena M.

My experience with Southern States Bank has been exceptional. If you are looking for a partner and friend in your financial institution then you will find it in Southern States.

Justin M.

I went in to set up an account, 15 minutes later I was out the door. Jessica was a great help and very friendly.

Celeste G.

They always greet you with a smile and are very friendly. They are very professional, but treat you more like family than customers! I love this bank and would definitely recommend it to my friends!