Personal Lending

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Auto Loans

Whether you're looking to purchase new or used, we help you choose the best auto loan options available for you.

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Boat & RV Loans

We're ready to help you fund some fun! Get in touch with our team of lenders today to get started on your Boat or RV financing.

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Home Equity Lines of Credit

The lowest cost and most convenient way to borrow money. Reach out to see if a Home Equity Line of Credit makes sense for you!

Personal Credit Cards

The Personal Credit Card lets you choose between a full 1% cash back, with no spending limit and no limit on rewards for qualifying purchases or the buying power of Platinum benefits. Both options come with a low spending rate and valuable card member benefits.

Platinum Benefits Card

  • No annual fee
  • Annual Percentage Rate (APR) based on Wall Street Journal Prime Rate
  • 0% intro APR on purchases for the first 7 billing cycles after account opening
  • Manage expenses 24/7 through servisfirstbank.cardmanager.com
  • Contactless and Mobile Wallet enabled

Cash Back Rewards Card

  • $35 annual fee
  • No cap on cash back; get 1% cash back on every dollar you spend
  • Annual Percentage Rate (APR) based on Wall Street Journal Prime Rate
  • Manage expenses 24/7 through servisfirstbank.cardmanager.com
  • 0% intro APR on purchases for the first 7 billing cycles after account opening
  • Contactless and Mobile Wallet enabled

Manage Your Expenses with our new and improved Card Management website

  • Receive real-time alerts on all purchases, select purchases, or when a card transaction is attempted but declined
  • View your purchases, add memos, and tag your purchases for easy tracking. 
  • Manage your card at your fingertips. Activate your card, set your card PIN, or report your lost/stolen cards. 
SINGLE CREDIT APPLICATION - APPLY NOW!
JOINT CREDIT APPLICATION - APPLY NOW!

* Southern States Bank is not responsible for all credit decisions.

The Peace of Mind of Visa® Zero Liability

Please contact us with questions about this credit card or our other services.

CardValet®

Take advantage of managing your business or personal card on the go with our new Mobile app, CardValet®. This App allows you to manage your credit card anytime, anywhere, using your Mobile Device. The app is available on the App Store and Google Play.

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Gena M.

My experience with Southern States Bank has been exceptional. If you are looking for a partner and friend in your financial institution then you will find it in Southern States.

Justin M.

I went in to set up an account, 15 minutes later I was out the door. Jessica was a great help and very friendly.

Celeste G.

They always greet you with a smile and are very friendly. They are very professional, but treat you more like family than customers! I love this bank and would definitely recommend it to my friends!