Personal Checking

paying-in-cafe-UPXLGZH

Southern Rewards Checking

  • $100 minimum opening deposit
  • 2.50% cashback monthly reward
  • No minimum balance required
  • 1st order of checks free  or 25% off custom checks
  • Debit Card required
  • ATM Fees refunded
  • Internet Banking with Bill Pay
  • Imaged Statements / E-statements required
  • Paper Statement fee $5.00**

*$5.00 early closing fee if the account is closed less than 30 days after opening. 

2.50% cashback on up to a total of $800 of debit card purchases.  To receive monthly rewards, you must make at least 12 debit card purchases and have at least one ACH credit, such as direct deposit, that will post and settle to the account during the monthly cycle. 

**No paper statement fee if enrolled in E-statements. 

Common Sense Checking

  • $100 minimum opening deposit
  • No Minimum Balance
  • 1st order of standard single checks free or 25% off duplicate or custom checks
  • Debit Card
  • ATM Fees refunded
  • Internet Banking with Bill Pay
  • Imaged Statements / E-statements
  • Paper Statement fee $5.00**

*$5.00 early closing fee if account is closed less than 30 days after opening. 

**No paper statement fee if enrolled in E-statements.

Common Sense Plus

  • For those 50 and over
  • $100 minimum opening deposit
  • No Minimum Balance
  • 1st order of standard single checks free or 25% off duplicate or custom checks
  • Debit Card
  • ATM Fees refunded
  • Internet Banking with Bill Pay
  • Imaged Statements / E-statements
  • Variable interest on Daily Collected Balance of $1,000+

*$5.00 early closing fee if account is closed less than 30 days after opening.

Relationship Interest

  • $1000 minimum opening deposit
  • No Minimum Balance
  • 1st order of standard single checks free or 25% off duplicate or custom checks
  • Debit Card
  • ATM Fees Refunded
  • Internet Banking with Bill Pay
  • Imaged Statements / E-statements
  • $5.00 Paper Statement Fee**
  • Interest-based on the following daily collected Balance
    Tiers:
    $0.00 – $4,999.99
    $5,000.00 – $19,999.99
    $20,000.00 – $49,999.99
    $50,000.00 & over

*$5.00 early closing fee if account is closed less than 30 days after opening. 

**No paper statement fee if enrolled in E-statements.

beautiful-shopping-happy-woman-holding-shopping-W6ZJKM6

Gena M.

My experience with Southern States Bank has been exceptional. If you are looking for a partner and friend in your financial institution then you will find it in Southern States.

Justin M.

I went in to set up an account, 15 minutes later I was out the door. Jessica was a great help and very friendly.

Celeste G.

They always greet you with a smile and are very friendly. They are very professional, but treat you more like family than customers! I love this bank and would definitely recommend it to my friends!