Personal Banking

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Your Hometown Bank, Your Personal Touch

At Southern States Bank, personal banking isn't just about managing money—it's about fostering relationships and building trust within our community. We understand that every individual's financial needs are as unique as the towns we serve. Whether you're planning for life's big moments or simply looking after the day-to-day, our suite of personal banking services is tailored to fit your life. From checking accounts to loans, let us guide you with the personal touch that only your hometown bank can offer. Together, we're not just growing—we're thriving.

Checking Accounts

Discover the perfect checking account to manage your finances efficiently.

3% Cashback

No Minimum Balance

Interest Earnings

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Savings Solutions

Maximize your savings potential with our tailored savings products.

$100 Minimum Deposit

Flexible CDs

Tiered Money Market

Financing Options

Find the right financing solution for your lifestyle, from vehicles to home improvements.

Auto Loans

Boat & RV Loans

Home Equity Credit

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Online and Mobile Banking

Experience convenient and flexible banking accessible anywhere, anytime.

Remote Deposits

24/7 Access

Mobile App

Financial Calculators

Utilize our self-help tools for informed personal financial planning.

Accurate Tools

Independent Use

Professional Consult Recommended

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Check Reordering

Reorder checks quickly and securely, with a variety of styles available.

Secure Ordering

Variety of Designs

Customer Support

Gena M.

My experience with Southern States Bank has been exceptional. If you are looking for a partner and friend in your financial institution then you will find it in Southern States.

Justin M.

I went in to set up an account, 15 minutes later I was out the door. Jessica was a great help and very friendly.

Celeste G.

They always greet you with a smile and are very friendly. They are very professional, but treat you more like family than customers! I love this bank and would definitely recommend it to my friends!