Overdraft Q&A

What You Need To Know about Overdrafts and Overdraft Fees

Overdraft

An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway.  We can cover your overdrafts in two different ways:

  1. We have standard overdraft practices that come with your account.
  2. We also offer overdraft protection plans, such as a link to another account or a line of credit, which may be less costly than our standard overdraft practices.  Click here to learn more about these plans.

Gena M.

My experience with Southern States Bank has been exceptional. If you are looking for a partner and friend in your financial institution then you will find it in Southern States.

Justin M.

I went in to set up an account, 15 minutes later I was out the door. Jessica was a great help and very friendly.

Celeste G.

They always greet you with a smile and are very friendly. They are very professional, but treat you more like family than customers! I love this bank and would definitely recommend it to my friends!