Your Community Bank in Opelika, Alabama

Know Who
You’re Banking With

Where Banking Feels Like Home, Because
We're Your Neighbors, Too.

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Discover Local Banking
with a Personal Touch

Your Community, Your Bank – Where Personal Touch Matters Most.

At our Opelika, Alabama branch, our commitment is to provide a personalized banking experience that captures the essence of community banking. Seize the opportunity to acquaint yourself with our friendly and knowledgeable staff, sincerely dedicated to your financial well-being. We invest time to understand your unique needs and aspirations, enabling us to offer customized products, services, and advice. As your neighbors and fellow residents of Opelika, Alabama, we actively contribute to the prosperity of our community through lending, investing, and genuine, personalized care. Come and explore a banking experience where you go beyond being just an account number.

Your Trusted Community
Bank in Opelika, Alabama

Your Friends, Neighbors, and Partners in Banking

Discover the personalized banking difference at your trusted community bank in Opelika, Alabama. Here, we're dedicated to your financial success and community growth, offering solutions that truly fit your life.
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Monday - Friday 9:00 AM - 5:00 PM
Saturday - Closed

Drive-Thru Hours

Monday - Thursday 8:30 AM - 5:00 PM
Saturday - Closed


Phone: 334-737-1092
Fax: 334-737-2810

Secure Your Finances with
Our Deposit Options

Transparency & Trust in Every Interaction

Southern States Bank is dedicated to nurturing banking relationships grounded in transparency and trust. To protect your hard-earned money, we offer a diverse array of checking and savings accounts. Our products come with clear terms, devoid of hidden fees or intricate fine print, ensuring competitive interest rates and the personalized service you rightfully deserve. Whether you choose a basic checking account, a high-yield savings option, or CDs, our deposit accounts prioritize the security of your finances while also providing rewarding features. Bank with confidence, as we thoroughly explain all transactions and account details at every step. Our doors are always open to address any questions or concerns you may have, emphasizing that your financial security remains our utmost priority.

Tailored Banking Solutions
Just for You

Personalized Products That Meet Your Needs

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Southern Rewards

Unlock Benefits with Southern Rewards

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Experience Personalized Service

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Personal Savings

Secure Your Future with Personal Savings

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Online/Mobile Banking

Bank Anytime, Anywhere with Digital Services


Financial Calculators

Plan Your Finances with Our Calculators

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Customer Support

Quick Solutions for Common Issues

At Southern States Bank, we know that financial questions and issues can come up unexpectedly. Don’t waste time on the phone queue with an offshore call center agent. Our Troubleshooting Guide below provides quick fixes for the most common banking hiccups – so you can seamlessly access your money when you need it most.

  • Debit card frozen while traveling? See our tip on recognizing signs of fraud or give us a quick call to verify legitimate purchases.
  • Debit card lost or stolen? Call our Carrollton-based support team 24/7 to instantly deactivate your card. We'll also rush a replacement card to you in under 48 hours.
  • Need to unlock account? Forgotten passwords are no match for our expert Carrollton staff who can unlock your account in under 5 minutes upon verifying a few security details.
  • Errors on statement? We'll research your transactions and provide a written summary within 3 business days or credit your account if fraudulent activity found.

Join Us in Supporting
Local Events

A Glimpse into Our Opelika Branch