Your Community, Your Bank

Where Your Financial
Journey is Homegrown

Say hello to cashback accounts, no ATM fees, mobile
banking with check deposits, and much more!

Find Your Branch

Personalized Banking, Rooted in Your Community

Discover a banking experience where your needs come first. At Southern States Bank, we're not just handling your deposits; we're investing in relationships, ensuring you always have a familiar face to turn to. No more runarounds, just genuine, local banking tailored for you.

10+ Locations

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commercialbusiness-banking

One Size Doesn't Fit All

Personalized Banking, Rooted in Your Community

Discover a banking experience where your needs come first. At Southern States Bank, we're not just handling your deposits; we're investing in relationships, ensuring you always have a familiar face to turn to. No more runarounds, just genuine, local banking tailored for you.

10+ Locations

commercialbusiness-banking

Together We Grow

Discover the Southern States Bank Difference

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Personal Accounts

Experience personalized banking with Southern Rewards Checking.

Cashback On Debit Purchases

No Minimum Balance Required

Free First Check Order

ATM Fee Refunds

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Mortgage Options

Find your dream home with our flexible mortgage solutions.

Competitive Rates

Personalized Assistance

Variety Of Mortgage Options

Streamlined Application Process

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Business Accounts

Grow your business with our tailored account services.

Customized Business Solutions

Effective Cash Management Tools

Dedicated Business Support

Range Of Account Options

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Deposits

Secure and grow your savings with our deposit options.

Competitive Interest Rates

Flexible Terms

Easy Online Management

Reliable Savings Security

Master Your Finances

Discover Financial Control
with

Personal & Business Options

Discover the freedom and convenience of the SSB Credit Card, designed to complement your lifestyle and spending needs.

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Rewards That Keep on Giving

Unlock the full potential of your banking with Southern Rewards Checking, where every transaction brings you closer to rewarding benefits.

3% Cashback

No Minimum Balance

Additional Perks

Take Control of Your Finances

MyCardRules! The FREE app that puts you in control of your spending.

Safer Shopping

Smarter Shopping

Simpler Shopping

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Mortgage Options

Find your dream home with our flexible mortgage solutions.

Competitive Rates

Personalized Assistance

Variety Of Mortgage Options

Streamlined Application Process

Do You Have Our App?

Experience Seamless
Banking on the Go

With the Southern States Bank mobile app, banking has never been more convenient. Say goodbye to the hassle of branch visits and hello to secure, on-the-go banking. Our app allows you to deposit checks effortlessly, manage your accounts, and stay on top of your finances, all from the palm of your hand. Download now and transform your banking experience with just a few taps.

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Competitive CD Rates To Grow Your Savings

Maximize your savings potential with our attractive and competitive CD rates, designed to offer you both security and growth.

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12-Month CD APY*

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6-Month CD APY*

Competitive CD Rates To Grow Your Savings

Maximize your savings potential with our attractive and competitive CD rates, designed to offer you both security and growth.

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12-Month CD APY*

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6-Month CD APY*
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Protect Your Finances

Safe Banking with Check Endorsement Tips:
Ensure the security of your transactions with our essential tips on checkendorsement, keeping your finances protected at every step.

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Avoiding Unwanted Calls

Staying Informed, Staying Secure:
Stay ahead of unwanted calls and safeguard your personal information with our guidance on recognizing and avoiding common phone scams.

Smart Banking Tips from
Southern States Bank

Empower your financial journey with Southern States Bank's expert advice. Stay secure and informed with our practical tips for smarter banking.