Business Lending


Building Mortgages

Southern States Banks is ready to provide you mortgage financing on some of your most important business assets.

Equipment Loans

Upgrade or add capacity. We are ready when you are.

Investor Real Estate

Help in financing your income-producing property.

Working Capital Lines of Credit

Guarantees you have the cash when you need it!

Business Credit Cards

The Business Credit Card comes with our powerful online account management capabilities that let you oversee your business activity at a glance by allowing administrators to manage their company’s account and individual users to view and manage their cards. 

Platinum Benefits Card

  • No annual fee
  • Annual Percentage Rate (APR) based on Wall Street Journal Prime Rate
  • Visa zero liability
  • Click Here to Apply Now

Cash Back Rewards Card

  • $79 annual fee
  • 1% Cashback on all qualifying purchases up to $100,000 annually
  • Annual Percentage Rate (APR) based on Wall Street Journal Prime Rate
  • Click Here to Apply Now

Manage Your Business Expenses with our new and improved Card Management website

  • Allows for multiple roles, including a Program Administrator to oversee the entire company, Reporting Administrator, and Individual Cardholder access that allows cardholders to view their activity.
  • View and download Statements, view current and pending transactions with a breakdown by spend categories and make one-time or reoccurring payments. 
  • Manage individual cards with key features such as lock and unlocked cards, close cards, replace damaged or lost cards, set travel alerts, manage user spend limits, make a payment to an individual card to free up availability, download the individual cardholder statement, create merchant category code restrictions and much more.

Visit to register today.

* Southern States Bank is not responsible for any credit decisions for credit cards.

The Peace of Mind of Visa® Zero Liability

Please contact us with questions about this credit card or our other services.

Gena M.

My experience with Southern States Bank has been exceptional. If you are looking for a partner and friend in your financial institution then you will find it in Southern States.

Justin M.

I went in to set up an account, 15 minutes later I was out the door. Jessica was a great help and very friendly.

Celeste G.

They always greet you with a smile and are very friendly. They are very professional, but treat you more like family than customers! I love this bank and would definitely recommend it to my friends!