Personal Savings

Common Sense Savings

  • $100 minimum opening deposit
  • Maintain $100 balance to avoid $6.00 quarterly service fee
  • Interest paid on 100% of current balance
  • Limited to six pre-authorized withdrawals or telephone tranfers per statement cycle
  • $3.00 excess withdrawal fee for every transaction over six per statement cycle
  • Interest earned daily & credited quarterly
  • $5.00 Paper Statement Fee
  • Imaged Statements / E-Statements

*$5.00 early closing fee if account is closed less than 30 days after opening.

Piggy Bank

  • $50.00 minimum opening deposit
  • No quarterly service maintenance fee
  • Interest paid on 100% of current balance
  • Interest earned daily & credited quarterly

*$5.00 early closing fee if account is closed less than 30 days after opening.

Money Market

  • $1,500 minimum opening deposit
  • Maintain $1,500 daily balance to avoid $10.00 monthly service charge
  • Withdrawal and transfer limits apply. You may make no more than six preauthorized withdrawals from your account per statement cycle, this includes internet transfers. You may make unlimited in-person withdrawals.
  • Interest earned on 100% of collected balance
  • Variable interest earned on Tiered Basis
    $0.00 – $4,999.99
    $5,000.00 – $24,999.99
    $25,000.00 – $49,999.99
    $50,000.00 & over
  • Imaged Statements / E-Statements
  • Excessive withdrawal fee of $10.00 per item over six
  • $5.00 Paper Statement Fee

*$5.00 early closing fee if account is closed less than 30 days after opening.

Certificate of Deposit

  • $500.00 minimum deposit
  • Term from seven days to five years
  • Interest compounded — on 100% of the balance, credit at maturity or annually
  • Interest may be paid monthly, quarterly, semi-annually, annually or at maturity, by check or direct deposit into another SSB account
  • No withdrawals allowed
  • Penalty for early withdrawals
  • Automatically renewable at interest rate in effect for term of C.D.