Personal Lending

Auto Loans

We help you choose the best loan options. New and used vehicle financing available.

Boat & RV Loans

Ready to help you fund some fun!

Home Equity Lines of Credit

The lowest cost and most convenient way to borrow money. Speak with one of our lenders to see if a Home Equity Line of Credit makes sense for you.

Personal Credit Cards

Visa Platinum Card

  • Low introductory rate
  • 0% Introductory APR for first 12 billing cycles on purchases and balance transfers
  • Non-Rewards Card
  • No Annual Fee

Visa Bonus Rewards Card

  • Earn 1 point for every $1 you spend
  • Automatic 25% bonus on all points earned
  • No caps or limits, 2,500 bonus rewards points
  • 0% introductory APR for first 6 billing cycles
  • No Annual Fee

Visa Business Rewards PLUS Card

  • Earn 1 point for every $1 you spend
  • Automatic 50% bonus on all points earned
  • No caps or limits
  • 5,000 bonus rewards points
  • 0% introductory APR for first 6 billing cycles
  • $50 Annual Fee

Cash Rewards American Express Card

  • 3% cash back on gas for first $6,000 in annual fuel spend
  • 2% cash back on supermarket purchases
  • 1% cash back on all other purchases
  • No limit on points you can earn
  • 2,500 bonus rewards points
  • Entertainment Access
  • 0% introductory APR for first 6 billing cycles
  • No Annual Fee

Travel Rewards American Express Card

  • 3 points for every $1 spent on airline purchases
  • 2 points for every $1 spent on hotel and restaurant purchases
  • 1 point for every $1 spent on all other purchases
  • No caps or limits
  • 7,500 bonus points
  • Travel starting at just 25,000 points for one round trip airline ticket up to $325
  • Domestic Air Savings Program
  • No foreign transactions fees
  • 0% introductory APR for first 6 billing cycles
  • $95 Annual Fee

* Southern States Bank is not responsible for all credit decisions.