Credit Analyst I position available in our Birmingham office. This is an entry level / training / learning position which enables the incumbent to develop in the role of providing basic analytical underwriting support for the making of credit decisions at a low level of complexity.
This position will be an underwriter in training that will learn all aspects of credit risk management and underwriting.
Responsibilities include but are not limited to assisting with monitoring information concerning customer performance and industry trends to determine if current loans continue to be acceptable risks by tracking financial statements, covenants, appraisals and insurance; updating risk ratings; and updating loan status reports. Performing job responsibilities with an understanding of the importance of and in compliance with applicable Bank policies, procedures and processes, as well as applicable external laws and regulations. Completing financial spreading for credit underwriter when requested. Reviewing and testing annual covenants on commercial loan relationships
Responsible for commercial credit department reports including personal financial statement tracking, construction, borrowing base, non-accrual/past dues, fees and on new loans and portfolio concentrations. Liaison for all residential appraisal and valuation requests including but not limited to outside appraisal requests.
Interested applicants should email their resume to email@example.com
If you are interested in a career with Southern States Bank, we are interested in you. Southern States Bank is a true community bank that employs bankers who work and live in the communities we serve. Organized in 2007, we currently have six locations in Alabama; Anniston, Auburn, Birmingham, Huntsville, Opelika, Sylacauga and four in Georgia; Carrollton, Columbus (2) and a SBA office in Atlanta. Southern States Bank is an Equal Opportunity Employer.
Interested applicants, please submit your resume by clicking here.